Friday, November 9, 2012

NAFASI ZA KAZI KATIKA BENKI YA WANAWAKE (TWB))


Waweza tuma kwa Posta ila pia waweza kupeleka pale mapokezi kwao. Strictly kazi hizi ni kwa watu walio experienced. Usitoe rushwa wala kuloby kwa kazi hizi. Benki hii ni ya wanyonge na kazi zaenda kwa haki kabisa. If you are qualified be sure utaitwa kwenye interview.

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DETAILS:

Tanzania Women’s Bank PLC (TWB) is a bank established under the Company Act No. 212 of 2002 for the purpose of providing access to a full range of financial services for its customers, targeting mainly customers with low income comprising of small businesses, small and medium enterprises (SMEs) with special focus and emphasis on women entrepreneurs. We seek to recruit dynamic, honest, result oriented and committed persons to fill the following vacant positions.

Interested and suitably qualified individuals should visit our Website: Tanzania Women's Bank for more details and forward their applications enclosing a detailed CV and copies of professional certificates, name and address of two referees and submit/post hard copied to the below address by 14th Nov, 2012. Applications should be addressed to:

Managing Director;
Tanzania Women’s bank Plc;
Old Post Office, Mkwepu Street;
P.O.Box 72604;
Dar es Salaam.

Vacant Positions

1. Branch Manager (1Post)


Job Summary: Reporting to the Head of Banking operations, He/she will be responsible for overall management of the branch

Duties and Responsibilities:


  • Manages branch;
  • Oversees compliance to standing instructions, procedures, legal and regulatory requirements;
  • Provides effective representation of his/her area of jurisdiction
  • Responsible and accountable for branch business development and performance
  • Markets all the bank’s products and services
  • Manages the branch human resources including training, motivation, and discipline and proposal for recruitment when required.
  • Control & monitor branch activities in terms of deposit levels, revenue collections, risk management & customer satisfaction
  • Ensures accurate and timeliness of reports scheduled for Head Office.
  • Plan, develop and implement new business activities in line with the bank program strategies and budget.
  • Guides the staff of the branch towards the achievement of approved profitability targets of the branch.
  • Creation of sustainable profit for the branch
  • Provision of top quality bank product services to customers and facilitation of knowledge building/sharing.
  • Effective Communication and spokes person for the branch
  • Prepares branch plan and budget.
  • Mobilizes deposits.
  • Promotes lending.
  • Ensures branch books are properly kept and are balancing
  • Supervision of completeness of account opening documentations, dormant accounts and closure of accounts.
  • Performs any relevant duties as may be assigned by Management.

Educational Qualifications
Holder of degree in economics/finance/banking/accounting/ business administration/ Social Science or equivalent from a recognized University or Institution

Experience and Competence required

  • Working experience of not less than 7 years as Manager or Supervisor in a bank
  • Excellent knowledge of business management in a financial institution
  • Excellent knowledge of the financial services industry in a developing or emerging market
  • Knowledge in Selling ad negotiation techniques
  • Working knowledge on Credit analysis and management
  • Good communication and reporting skills
  • Computer literacy in standard computer applications

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2. Branch Accountant ( 1 Post)

Job Summary
:
Reporting to Branch Manager, Job holder will be responsible for advising Branch Manager on issues relating to accounting. Custodian of fixed assets facilitates preparation of branch annual budget. Responsible for all branch administration matters.

Duties and responsibilities:
Branch Accountant’s duties and responsibilities will include the following:

  • Heading Accounts Division;
  • Assisting the Branch Manager in all matters related to accounting;
  • Implementing the approved system of internal controls and administer financial accounting policies and procedures;
  • Supervising issuance of customers’ requirements for operating their accounts.
  • Ensuring all computer input and outputs relating to customers and branch accounts, are checked and are in order;
  • Ensuring that daily vouchers transactions journals are in archives as per procedure;
  • Human resource management and development;
  • Maintaining good book-keeping by pointing out bottlenecks and recommending corrective measures;
  • Preparation of branch budget;
  • Managing cashiers and cash limits;
  • Authorization of cash vouchers and internal vouchers within the limit;
  • Ensuring that all branch general/ subsidiary ledger accounts are reconciled and returns submitted as per calendar of returns;
  • Ensuring timely submission of statements to customers as required;
  • Supervising dormant / inactive /restricted accounts;
  • Supervising inward/outward, unpaid cheques and management of bank records;
  • Supervising stop payments;
  • Prime custodian to the branch strong room;
  • Attending/following up on omissions highlighted in Audit / Inspection Reports;
  • Ensuring that all exceptions are timely reported;
  • Initiation of solutions to difficult customer equerries;
  • Identification of potential customers;
  • Ensuring overall profitability of the bank by checking and tracing revenue recoveries;
  • Attending to any other relevant duties as directed by the branch manager;
  • Performing any relevant duties as may be assigned from time to time by the Managing Director;

Educational Qualifications
Holder of degree in Accountancy or Post Graduate Diploma in Accountancy or Advanced Diploma in Accountancy and CPA or equivalent accounting professional qualification from a recognized University or Institution or from the National Board of Accountants and Auditors;

Experience and Competence required

  • Working experience of not less than 4 years in a senior accounting position in a bank;
  • Registered with the National Board of Accountants and Auditors in the category of Authorized Accountant;
  • Computer literate in spreadsheet/Database-related package, Word processing, PowerPoint and other skills;
  • Knowledge of selling and negotiation techniques;
  • Sound knowledge of BOT prudential guidelines and regulations;
  • Having an understanding of applicable tax laws and preparation of statutory returns;
  • Good communication skills in both English and Kiswahili;

Knowledge of Banker’s Realm accounting system will be an added advantage

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3. Senior Customer Advisor (1 Post)


Job Summary
:
The Job holder reports to the Branch Accountant, responsible for managing and overseeing the customer care function in the bank.

Duties and Responsibilities

  • To attend to customer enquiries promptly and courteously
  • To open new customer accounts by following the laid down account opening procedures.
  • To process customer bankcard requisitions by following the procedures manual.
  • To monitor overdrafts and loan position of customers.
  • To call day’s work in order to authenticate previous work transactions.
  • To order and issue cheque books to the right customers.
  • To scrutinize customer cheques and other customer instruments presented for payment in order to ascertain their accuracy and authenticity before payment authorization.
  • To receive and send messages for transfer of funds.
  • To post entries after authorization by the Branch Accountant
  • To process inward and outward cheques clearance from other Branches and other banks.
  • To make payments by signing vouchers and cheques up to the authorized limit only.
  • Maintains fixed deposit register
  • Ensure brochures, exchange rate boards are displayed at places for customer to see properly
  • To file promptly various documents for future reference.
  • To post vouchers and other transactions in the correct accounts with the correct amounts.
  • To authenticate the genuineness and accuracy of customers payment requests before authorization.
  • May perform added administrative responsibilities as directed by Supervisor

Educational Qualifications

  • University degree or advanced diploma in banking, commerce, Economics, business administration or relevant experience with at least 3 years in the related field.


Experience and Competence required
Has good knowledge of various bank products, and is aware of customer preferences; is conversant with banking operations manuals and circulars; is computer literate in standard computer applications


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4. Senior Credit Officer (1 Post)


Job Summary: The Job holder reports to the Branch Accountant, responsible for providing leadership in management and administration of credit functions at branch level.

Duties and Responsibilities

  • Performs credit risk management
  • Reviews existing facilities of accounts on renewal dates and prepares recommendations for renewal of facilities on merit.
  • Solicits prospective loan applicants, conducts interviews with existing and prospective borrower on credit relationship, and collects loan application and other credit documents from borrowers.
  • Conducts credit investigation and makes inspection visits to borrowing customers business premises a report submit to the Managing Director.
  • To process loan applications promptly and put up appropriate recommendations to enable the approving authorities to make objective decisions. In doing so they shall take into consideration the prospective borrowers’ credit standing, business and financial viability, management competency, industrial situation, collateral support and potential income to the institution.
  • Ensures that disbursement of funds under credit facilities extended is in line with the laid down procedures.
  • Monitoring of credit facility utilization and business performance and compliance to commitments made, terms and conditions prescribed on the credit facilities extended.
  • Encourages borrowers to utilize other products and services available at the institution.
  • Ensures that all securities and documents are in order and registered with relevant authorities.
  • Prepares all required credit returns and reports both internal as well as those for submission to the Bank of Tanzania.
  • Calls up expired or matured credit facilities and reminding borrowers of due dates.
  • Follow up repayment of matured credit and undertakes appropriate measures to recover past due credits.
  • Ensures that all interest and fees from borrowing accounts are collected promptly.
  • Reviews regularly all loans and advances, classify the advances according to the BOT Prudential Guidelines on management or Risk Assets and undertakes necessary measures to avoid deterioration of the quality of the institutions’ overall credit portfolio.
  • Ensures that loans and advances are extended in line with BOT Guidelines.
  • Co-ordinates with the Institution are appointed lawyers for legal action taken to recover overdue facilities.

Educational Qualifications
Holders of University Degree/ Advanced Diploma in banking, economics, finance accounting or equivalent with a minimum banking experience of 4 years in credit administration.

Experience and Competence required
Has good knowledge of various bank products, and is aware of customer preferences; is conversant with banking operations manuals and circulars; is computer literate in standard computer applications

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5. Customer Advisor (2 posts)


Job Summary: Report to Senior Customer Advisor, ensure that the branch customers are provided with efficient and excellence services

Duties and Responsibilities:

  • To attend to customer enquiries promptly and courteously.
  • To open new customer accounts by following the laid down account opening procedures.
  • To process customer bankcard requisitions by following the procedures manual.
  • To update exchange rate board.
  • To monitor overdrafts and loan position of customers.
  • To call day’s work in order to authenticate previous work transactions.
  • To order and issue cheque books to the right customers.
  • To scrutinize customer cheques, and other customer instruments presented for payment in order to ascertain their accuracy and authenticity before payment authorization.
  • To receive and send messages for transfer of funds.
  • To post entries after authorization by the Branch Accountant.
  • To process inward and outward cheques clearance from other Branches and other banks.
  • To make payments by signing vouchers and cheques up to the authorized limit only.
  • To file promptly various documents for future reference.
  • To post vouchers and other transactions in the correct accounts with the correct amounts.
  • To authenticate the genuineness and accuracy of customers payment requests before authorization.

Educational Qualifications

  • University degree or advanced diploma in banking, commerce, Economics, business administration or relevant experience with at least 2 years in the related field.


Experience and Competence required
Has good knowledge of various bank products, and is aware of customer preferences; is conversant with banking operations in particular savings account management; is computer literate in standard computer applications

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6. Credit Officer ( 4 Posts)


Job Summary: Report to Senior Credit Officer responsible for seeking potential borrowers, managing lending process and monitoring loan performance and recovery.

Duties and Responsibilities:

  • Review loan applications, loan terms and credit requirements
  • Provide technical assistance and train entrepreneurs in understanding the effective use of financial institutions, how to apply for a loan, importance of loan repayment and business promotion.
  • Formulation of Microfinance loan groups.
  • Evaluation of loan proposals for Branch Manager.
  • Delinquent loan management & loan recovery.
  • Monitor loan performance.
  • Implementation of the bank loans program strategies.
  • Management of quality customer services and relations.
  • Compliance with TWB lending policy.
  • Determine potential risk areas and conduct periodic loan reviews.
  • Appraise client loan applications to ensure compliance.
  • Visit prospective clients business
  • Assess applicants character to minimize default
  • Analysis of financial information of clients
  • Provide technical support & training to lending group or individuals
  • Submit required reports and attend group meetings
  • Facilitate credit product designing and packaging
  • Identify training needs and supervise loans on weekly basis following procedures.

Educational Qualifications

  • Holder of Degree or Advanced Diploma in banking, commerce, economics, business administration or related qualifications from recognize University or Institution

Experience and Competence required

  • Strong analytical, communication, facilitation, mediation and meeting Management skills
  • Knowledge of financial spreadsheet and feasibility analysis
  • Knowledge of processes and tools of affordable microfinance development.
  • Must have at least 3 years experience in Microfinance field.
  • Computer literacy/skills.
  • Strong Communication skills.

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7. Head Teller - ( 1 Post)


Job Summary: Report to Branch Accountant, oversee the cash, safe custody services to achieve the maximum number of transactions while minimizing losses and ensuring liquidity of the branch at all times.

Duties and Responsibilities:

  • To authenticate the genuineness of from other tellers
  • Adhere to the management of security items such as keys and safe combinations
  • Ensure the liquidity position of the branch is maintained at all times and customers are served efficiently.
  • Ensuring adequate control and compliance measures are in place to minimise risk of loss of cash in the branch.
  • Issue cash from the strong room to tellers at the start of business and to receive cash from tellers at the end of business.
  • Issue receipt books to tellers for cash deposits from customers.
  • Checking tellers’ cash in hand against tellers balancing summary.
  • Replenish tellers’ cash position based on requisition notes.
  • Estimate cash consumption and excess cash to determine requests for cash from cash centre.
  • Control cash movement from teller to teller and from strong room to tellers and to and from ATMs.
  • Control access to the strong room by securely keeping custody of strong room keys.
  • Oversee the waste department activities to ensure that all account transactions are balanced daily.
  • To balance cash account after day’s work.
  • Ensures ATM cash are balancing
  • Monitors and Controls applicable registers

Educational Qualifications

  • Holder of Degree or Advanced Diploma or Diploma in business administration, accounting, finance or experience in related field

Experience and Competence required

  • Interpersonal skills and demonstrate high level of integrity
  • Basic computer literacy and other packages.
  • Working experience of at least 3 years as teller in a bank is an added advantage.
  • A good knowledge of bank branch operations; team building skills and good customer relationship management.


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8. Tellers ( 3 posts)

Job Summary: Report to Head Teller responsible for providing continuous, quick and accurate teller services to all customers.

Duties and Responsibilities:

  • To authenticate the genuineness of customers before making payments.
  • To receive cash and verify the amount and genuineness of notes received in the presence of the customer before posting.
  • Correctly captures all transactions into the system and ensures that transactions are authorized with no error on posting
  • Adheres to the prescribed cash limits
  • To balance cash account after day’s work.
  • To pay cash to the right customers within the authorized limit.
  • To perform tellering duties with speed and accuracy.
  • To surrender cash in hand to the custodians after closure of business.
  • To carry out any other related duties as may be assigned by Management

Educational Qualifications

  • Holder of Degree or Advanced Diploma or Diploma in business administration, accounting, finance or experience in related field

Experience and Competence required

  • Demonstrate high level of integrity
  • Basic computer literacy.
  • Knowledge of bank operations
  • Working experience of at least 2 years as teller in a bank is an added advantage.


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9. Administrative Assistant ( 1 post)

Job Summary: Report to Branch Manager, responsible for managing branch manager office by providing administrative and clerical services to ensure effective and efficient operation.

Duties and Responsibilities

  • Handles secretarial duties.
  • Receives calls/visitors.
  • Handles important documents in terms of normal office practice, filling, indexing and the like.
  • Effective maintenance of customer relationships.
  • May be called upon to take dictation.
  • Perform clerical duties.
  • Photocopying, dispatch, distribution of stationery, money orders, files and mails.
  • Check cleanness of the office including arrangement of files and other mails.
  • Carry out any other related duties as may be assigned management

Educational Qualifications

  • Holder of Degree or Advanced Diploma or Diploma in business administration or experience in related field

Experience and Competence required

  • Certificates in Secretarial studies with at least 2 years working experience.
  • Computer literate.

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10. Account Cleck ( 1 post)


Job Summary: Report to Branch Accountant, responsible for day to day accounting activities

Duties and responsibilities

  • Preparing various forms as instructed by the Superior or Operations Officer in charge.
  • Receiving and registering foreign bills, payment procedures and notification to customer’s drawer banks.
  • Processing preparation of form and declarations.
  • Recording of TISS and SWIFT transactions
  • Operator of alternative products i.e. MPESA, WESTERN UNION, ATM, INSURANCE
  • Keeping track of outstanding items and looking for resolution
  • Balancing and reconciling assigned accounts
  • Ensuring transactions are posted with correct amounts, rate, value, date and account number
  • Returning to sender all outstanding credit items older than 3 months
  • Filing vouchers on a daily basis
  • Any other relevant duties assigned by supervisor

Educational Qualifications

  • Holders of a recognized diploma in banking, accounting, finance or equivalent qualifications in related field


Note: Only shortlisted candidates will be contacted.

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